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4639 Harbor View Terrace, Morganton, NC 28655

$895,000
  • 4639 Harbor View Terrace, Morganton, NC 28655 Main Photo

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Active
BEDS4 BATHS3 full SQUARE FEET3,542 MLS#4367035
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONEast Shores

Property Description

If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers.Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake.Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living.Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level.Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities.Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property.Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience.Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.

4639 Harbor View Terrace | MLS# 4367035

This single family home located at 4639 Harbor View Terrace, Morganton, NC 28655 is currently listed for sale with an asking price of $895,000. This property was built in 2003 and has 4 bedrooms and 3 full baths with 3542 sq. ft. Harbor View Terrace is located in the East Shores subdivision. Search East Shores real estate on ericm.lakenormanrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Apartment, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access
Basement: Yes
Garage: 2 car attached
Heating: Central, Heat Pump
Lot Size: 0.82 Acres
Year Built: 2003

Feature Descriptions

Appliances: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
Body of Water: Lake James
Days on Site: 99
Exterior: Hard Stucco
Fireplace: Gas
Foundation: Basement
HOA Fee: $814/ Semi-Annually
Laundry: In Basement, Main Level
Parcel#: 1764-24-9985
Parking: Driveway, Attached Garage, Garage Faces Side
Sewer: Septic Installed
Special View Info: Long Range, Mountain(s)
Water: Community Well
Water Features: Boat Slip (Deed)

Local Schools

High School: Freedom
Middle School: Table Rock
Elementary School: Glen Alpine

Listed By / Shown By

Listed By

Agency Name: True North Realty
Agency Contact: Carmyn@nctruenorthrealty.com

Shown By

Agent Name: Eric McCauley
Agent Phone: (704) 754-3796
Agency Title: Lake Norman Realty

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Estimated Payment

$ 5,024.61 per month $4,763.57 Principal & Interest $0.00 Property Tax (data not provided by mls) $261.04 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/16/2026. The listing information on this page last changed on 07/16/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 07/16/2026 1:37:44 PM EST) or Canopy MLS (last updated Thu 07/16/2026 1:28:02 PM EST) or Triad MLS (last updated Thu 07/16/2026 1:36:45 PM EST). Real estate listings held by brokerage firms other than Lake Norman Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.” Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Listings courtesy of Canopy MLS as distributed by MLS GRID.

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