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21600 Rio Oro Drive, Unit 45, Cornelius, NC 28031

$990,000
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  • 21600 Rio Oro Drive, Unit 45, Cornelius, NC 28031 Main Photo

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Active Price Reduced by $159,000 on March 13th, 2026
BEDS3 BATHS3 full SQUARE FEET2,882 MLS#4344956
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONBahia Bay
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Property Description

Rare Lake Norman lakefront opportunity in Bahia Bay! This .23-acre waterfront property features a large U-shaped 3 boat slip dock with permit, offering incredible potential for renovation or new construction. The home has updated floors throughout most of the home and new tile in all bathrooms, but overall needs TLC.Sold as-is with no repairs to be made by seller. Excellent option for investors or custom builds. Convenient Cornelius location with quick commute to Charlotte. Unlock the potential of lakefront living in one of Lake Norman's established communities.

21600 Rio Oro Drive, Unit 45 | MLS# 4344956

This single family home located at 21600 Rio Oro Drive, Unit 45, Cornelius, NC 28031 is currently listed for sale with an asking price of $990,000. This property was built in 1977 and has 3 bedrooms and 3 full baths with 2882 sq. ft. Rio Oro Drive, Unit 45 is located in the Bahia Bay subdivision. Search Bahia Bay real estate on ericm.lakenormanrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Daylight, Exterior Entry, Walk-Out Access
Heating: Central, Heat Pump
Home Style: Cottage
Lot Size: 0.23 Acres
Roof Type: Architectural Shingle
Year Built: 1977

Amenities

Attic Other
Attic Stairs Pulldown
Walk-In Closet(s)
Dock - Floating

Feature Descriptions

Appliances: None
Body of Water: Lake Norman
Community Features: Lake Access, Picnic Area, Street Lights, Other
Days on Site: 30
Exterior: Brick Partial, Vinyl
Fireplace: Bonus Room, Family Room, Gas, Gas Log
Flooring: Tile, Vinyl
Foundation: Basement
HOA Fee: $75/ Annually
Laundry: Inside, Laundry Room, Main Level
Lot: Waterfront
Other Parking: Long, wide paved driveway can fit multiple vehicles.
Other Structures: Shed(s)
Parcel#: 001-297-11
Parking: Driveway, Parking Space(s), RV Access/Parking
Patio/Porch: Deck, Rear Porch
Sewer: Septic Installed, Sewage Pump
Special View Info: Water, Year Round
Utilities: Natural Gas
Water: Community Well, Other - See Remarks
Water Features: Boat Ramp ? Community, Dock, Pier - Community

Local Schools

High School: William Amos Hough
Middle School: Bailey
Elementary School: Cornelius

Listed By / Shown By

Listed By

Agency Name: The Firm Real Estate
Agency Contact: tesschason@gmail.com

Shown By

Agent Name: Eric McCauley
Agent Phone: (704) 754-3796
Agency Title: Lake Norman Realty

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Estimated Payment

$ 5,557.95 per month $5,269.20 Principal & Interest $0.00 Property Tax (data not provided by mls) $288.75 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Mooresville Sales 522 River Highway
Mailing PO Box 5656
Mooresville, NC 28117
Eric McCauley
(704) 754-3796
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/13/2026. The listing information on this page last changed on 03/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 03/13/2026 4:53:32 AM EST) or Canopy MLS (last updated Fri 03/13/2026 12:27:39 AM EST) or Triad MLS (last updated Thu 03/12/2026 11:40:20 PM EST). Real estate listings held by brokerage firms other than Lake Norman Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.” Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Listings courtesy of Canopy MLS as distributed by MLS GRID.

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